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There are a lot of misconceptions about bankruptcy. Many people who need debt relief mistakenly think that bankruptcy will leave them without anything. With this mindset, they think that the stress of being broke post-bankruptcy isn’t any better than struggling with...
It may seem like the right time to address elder care planning needs is when a person has reached at least the age of retirement. Unfortunately, this is often too late for individuals to prepare for the costs and questions that often arise when elder care needs become...
Many Williamsville area residents have had to take care of an older loved one or are nearing older age themselves. Those who have experience in this area understand how complicated elder care can be. An elderly person can need an extensive amount of care, much of it...
If you have recently lost a loved one, it may take time to process your grief and learn to move on in life without him or her. Perhaps, like many other people in New York, your parent or grandparent died, and you and your siblings are navigating the probate process....
A will is an important part of a New York resident’s estate plan. It is a legal device that allows an individual to evaluate their property and decide how and to whom they wish it to pass after their death. When a person does not have a will, their property that is...
Some of the best new businesses start out as just a group of friends with a good idea. As the business grows, their friendships can be tested in ways they did not expect. Even the best friendships can be strained by the pressures of running a business, and when...
The last few months were difficult on consumers in this country, especially families who were already dealing with debt. Bankruptcy may provide a fresh financial start when debt becomes insurmountable. Before undertaking this serious step, however, you should be aware...
Long-term care (LTC) refers to a broad spectrum of services that assist an elder with daily activities, such as eating, bathing or running errands. Most people don't realize that these essential services aren't covered by health insurance, disability insurance or...
Let's say you took care of your estate planning several years ago. Since then, life has gone on. People may have come in and out of your life. LIfe events may have changed your perspective, your priorities and your feelings toward your friends and loved ones....
