Those who are considering Medicaid or have a loved one who might need Medicaid to pay for a stay in long-term care should pay attention as income and asset requirements for 2026 will be released soon. To review, for a single adult living alone with no dependents, the...
Elder Law And Nursing Home Issues
What should I look for if I am worried about dementia?
Alzheimer’s disease and other types of dementia affect millions of people, particularly as they get older. As dementia progresses, a person might require constant care and will not have the mental capacity to remember even the most basic information or make simple...
How does spousal refusal work for Medicaid nursing-home care?
In a nutshell, in our state, the “community spouse” can refuse to contribute income or resources toward the institutionalized spouse’s nursing-home care, and the Medicaid application should still be processed. However, the New York county may later pursue a separate...
What is Medicaid spend-down and how do you do it?
Growing older brings many challenges, especially when it comes to your health and healthcare costs. Assistance from Medicaid's long-term care program offers relief for many seniors. But many New Yorkers find themselves in a difficult position—earning more than...
Medicaid planning for special needs trusts in New York
Planning for the future of a loved one with special needs involves careful thinking, especially about Medicaid eligibility. In New York, special needs trusts (SNTs) offer a valuable tool to ensure your loved one gets the care they need without risking their benefits. ...
Should you consider a Medicaid divorce?
A Medicaid divorce is a complex and often misunderstood concept in elder care planning. It is crucial to understand what it means, why some couples consider it, and when it might be appropriate. What is a Medicaid divorce? A Medicaid divorce is when a married couple...
What you need to know about Medicaid Asset Protection Trusts
Understanding asset protection and healthcare eligibility can be challenging for many individuals. A Medicaid Asset Protection Trust (MAPT) offers a strategic solution to this dilemma, allowing for the preservation of personal wealth while maintaining eligibility for...
Qualifying for Medicaid and protecting your assets
Your potential need for long-term care is real. And if you end up needing a nursing home stay or some other form of long-term care, you’re bound to incur significant costs that can quickly erode the wealth that you’ve worked hard to accumulate. As a result, you might...
New York nursing home costs in 2024
If you are contemplating a move to a nursing home in New York or assisting a loved one in doing so, understanding the associated costs is crucial. The intricacies of nursing home expenses are influenced by multiple factors like location, duration and required care...
What is a Medicaid divorce?
As you probably know, Medicaid can help elderly New York residents pay for long-term health care needs. To qualify for Medicaid, you need to meet certain income and asset thresholds. This means that you cannot get Medicaid if your income is too high, or you have too...

