In a nutshell, in our state, the “community spouse” can refuse to contribute income or resources toward the institutionalized spouse’s nursing-home care, and the Medicaid application should still be processed. However, the New York county may later pursue a separate...
Elder Law And Nursing Home Issues
What can I do if I need to get on Medicaid quickly?
If you or a loved one in the greater Buffalo area has a sudden or unplanned need for an extended nursing home stay, the only option for them may be to qualify for Medicaid. Since it is supposed to be for those who cannot afford medical care, the Medicaid program has...
Protecting your savings with long-term care planning
Much of the aging population has dedicated their adult life working hard to secure a life savings to provide them with a comfortable retirement and the knowledge that they will have assets to pass on to their heirs. Unfortunately, your health and wellbeing may...
What is Medicaid spend-down and how do you do it?
Growing older brings many challenges, especially when it comes to your health and healthcare costs. Assistance from Medicaid's long-term care program offers relief for many seniors. But many New Yorkers find themselves in a difficult position—earning more than...
Which Medicaid long-term care program is right for you?
Long-term care can cost at least $4,300 a month in an assisted living facility. For nursing home care, the national median is about $7,756 a month for a semi-private room. Unfortunately, many Americans cannot afford these services out-of-pocket. Long-term care...
Medicaid planning for special needs trusts in New York
Planning for the future of a loved one with special needs involves careful thinking, especially about Medicaid eligibility. In New York, special needs trusts (SNTs) offer a valuable tool to ensure your loved one gets the care they need without risking their benefits. ...
Should you consider a Medicaid divorce?
A Medicaid divorce is a complex and often misunderstood concept in elder care planning. It is crucial to understand what it means, why some couples consider it, and when it might be appropriate. What is a Medicaid divorce? A Medicaid divorce is when a married couple...
6 common mistakes in Medicaid planning
Long-term care can be expensive, especially in a state like New York, where costs can be higher than in other states. That is why Medicaid planning is vital, especially for families whose only option for long-term care is Medicaid. Even well-to-do families can use...
What you need to know about Medicaid Asset Protection Trusts
Understanding asset protection and healthcare eligibility can be challenging for many individuals. A Medicaid Asset Protection Trust (MAPT) offers a strategic solution to this dilemma, allowing for the preservation of personal wealth while maintaining eligibility for...
Qualifying for Medicaid and protecting your assets
Your potential need for long-term care is real. And if you end up needing a nursing home stay or some other form of long-term care, you’re bound to incur significant costs that can quickly erode the wealth that you’ve worked hard to accumulate. As a result, you might...

