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You may plan on using Medicaid or other public assistance benefits to pay for your care needs during your senior years. However, these benefits are generally only available to those with a low income and few assets. Does this mean you have to impoverish yourself in...
A significant portion of Americans will require long-term care of some sort in their lifetime. This care can be incredibly expensive. While you might be able to afford it, paying for it out of your own pocket can severely decrease your estate, which means that your...
In New York, in order to qualify for Medicaid benefits, you must have assets below a certain threshold. The threshold is very low, and most people do not want to impoverish themselves just so they can qualify for the benefits they may need for nursing home care. It...
As people grow older, their grown children may begin to assess their parents’ futures as well. While people often think of the division of assets when doing estate planning, it is important for them not to forget that there will come a time when they will need more...
It may seem like the right time to address elder care planning needs is when a person has reached at least the age of retirement. Unfortunately, this is often too late for individuals to prepare for the costs and questions that often arise when elder care needs become...
Many Williamsville area residents have had to take care of an older loved one or are nearing older age themselves. Those who have experience in this area understand how complicated elder care can be. An elderly person can need an extensive amount of care, much of it...
Long-term care (LTC) refers to a broad spectrum of services that assist an elder with daily activities, such as eating, bathing or running errands. Most people don't realize that these essential services aren't covered by health insurance, disability insurance or...
People in New York can control many aspects of their lives, but one thing they cannot control is time. It will keep moving forward no matter what people do and people continually grow older. As this occurs, there are many parts of the body which may break down over...
Home health care can be essential for the elderly and for those who cannot take care of themselves on their own. In-home care services can be expensive, though, which is a problem if you don't plan for it.You may think that in-home care won't be something you need,...
