Social Security disability (SSD) insurance benefits are an important resource for disabled individuals. Disabled individuals who are unable to work because of the disabling medical condition may be able to qualify for SSD benefits and should know how. Qualifying for Social Security disability (SSD) includes two primary components including disability and work history.
To meet the Social Security Administration’s (SSA) disability requirement, the disabled individual must suffer from a disabling medical condition that is more than a temporary or short-term illness. The medical condition causing the disabled individual’s disability must last for 12 months or longer or be expected to result in death. SSD benefits are not intended for short-term disability. Disability is determined based on severity and the disabled individual must be unable to perform the duties of their employment or other employment. The medical condition causing the disability can be either physical or psychological.
The Social Security Administration maintains a list of medical conditions that may qualify for benefits. Disabled individuals who are applying for benefits are required to prove their disability through their medical history and medical records.
Disabled individuals seeking Social Security disability benefits must also meet work history requirements to qualify for SSD benefits. The number of work history credits needed to qualify for benefits can vary by year so disabled individuals should be familiar with what the current number necessary is when they apply for benefits.
For applicants suffering with a disability, daily life can be a challenge. For that reason, Social Security disability benefits are available and can help disabled individuals with some of their daily needs which is why it is helpful to know what eligibility for SSD benefits is based on.